Security and insurance | M1 Help Center (2024)

Your security is our priority. All data transferred and stored within our systems is protected with military-grade 4096-bit encryption.

For additional protection, we offer two-factor authentication (2FA). You can enable 2FA in your settings.

M1 Finance LLC is a FINRA member firm and a member of SIPC.

M1 Finance is a member of SIPC, which protects securities for customers of its members up to $500,000 (including $250,000 for claims for cash). Please see the attached explanatory brochure or go to www.sipc.org for additional information.

If you have further questions, please refer to SIPC.org.

Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC. Please look at your account statement to determine how your account is cleared.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using margin can add to these risks. Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary.

Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.

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